76, Report:
#77257
Posted Date:
Jan 17 2004
Emerge Mastercard - Compu-Credit Emerge Rip-off Atlanta Georgia
I have read several complaints from others and I'm going through the same thing with the so called emerge mastercard. I was with Aria Visa and was making payments ontime and had a $500 credit limit. All of a sudden my account was transferred to Emerge and they have tacked on overl...
Entity
Categories: Credit & Debt Services
77, Report:
#76644
Posted Date:
Jan 09 2004
Emerge Mastercard EMERGE -- DON'T DO IT! Columbus Georgia
I have read others reports here on EMERGE and it is amazing how similiar my circumstances are. Like them, my interest rate is 30% and I get a MONTHLY periodic finance charge of anywhere between 60 and 100 dollars. Everytime I make an overpayment to knock the card down a bit it goes ...
Entity
Categories: Credit Card Processing (ACH) Companies
78, Report:
#42059
Posted Date:
Dec 29 2003
Providian Bank dba Emerge MasterCard Providian Bank How To Stop Providian Rip Offs Columbus Georgia
I had a business bankruptcy 10 years ago, and my credit still suffers, so I applied for and received a GetSmart Visa from Providian.
After a year of on-time perfect payments, and after I accumulated a balance of about $2,100, I was switched to Emerge MasterCard (also owned by Pro...
Entity
Categories: Credit & Debt Services
79, Report:
#75697
Posted Date:
Dec 23 2003
Emerge Mastercard harassment and multiple violations Atlanta Georgia
Card Services/Emerge set themselves squarely under the auspices of the FDCPA when Emerge contacted me, representing themselves as Card Services, not once when they identified themselves as Card Services did they inform me of the relationship between Card Services and Emerge, also th...
Entity
Categories: Credit & Debt Services
80, Report:
#75282
Posted Date:
Dec 18 2003
Emerge Mastercard ripoff Atlanta Georgia
I have never ever seen anything like this. When I was with GetSmart Visa everything was good, I paid on time and the service was good. Then all of a sudden they tell me that the account was close and that it was sold to Emerge Mastercard. I was like WHAT!! Why didn't they send an...
Entity
Categories: Credit & Debt Services
81, Report:
#71203
Posted Date:
Dec 18 2003
Emerge Mastercard ripoff rude fraudulent harrassing beligerent uninformed theives idiots Columbus Georgia
Emerge Mastercard aka Providian has been harassing me day and night 7 days a week. I had a Providian visa with a 250 credit limit on it. I paid every month, above the minimum due always. They abruptly closed my account and sold it to Emerge. These people are insane.
I refus...
Entity
Categories: Credit Card Processing (ACH) Companies
82, Report:
#74951
Posted Date:
Dec 14 2003
Emerge mastercard ripoff fraudulent billing annoying dishonest disrespectful ridiculous Internet ATLANTA,GA
This company started sending me collection notices out of no where. I had an account with providian,they did'nt tell they gave my account to emerge. Emerge told me I had an account with them,but I never got a card only a bill. So I supposed my account was closed and I was going to ...
Entity
Categories: BBB Better Business Bureau
83, Report:
#1033936
Posted Date:
Nov 30 2003
EMERGE MASTERCARD CRAZY THEIVES WITH CUSTOMER SERVICES REPS FROM HELL Tilton New Hampshire
I originally had an Aspire card in 1999. I chose this card for what they marketed to their consumers- online payments, easy account access, modest interest rate etc. I was fine with that card and it's agreements. After a few months they sold it out to EMERGE. It has been a battle...
Entity
Categories: Credit & Debt Services
84, Report:
#73207
Posted Date:
Nov 26 2003
Providian ripoff Columbus Georgia
I am one of many people taken by the sell off of my credit card account from Providian to Emerge Mastercard. My rate was jacked up to 29.99%. There is nothing I can do about this, so I am told. Today I received a call from Emerge saying that my payment from last month has not been r...
Entity
Categories: Corrupt Companies
85, Report:
#73118
Posted Date:
Nov 26 2003
Emerge Mastercard ripoff Atlanta Georgia
Just got off the phone with Emerge and it seems my account has been closed for no apparent reason. While speaking to Customer Service I was told they did not have a specific reason just that I would not be receiving a new card since mine expired. I am a bit perplexed by this as my a...
Entity
Categories: Credit & Debt Services
86, Report:
#33033
Posted Date:
Nov 20 2003
Providian Financial or Bank or emarge mastercard ripoff deceptive company dirty ripoff dogs deceptive company Columbus Georgia
I have been an excellent customer of providian financial for more than 6 years. I have NEVER paid late and have always maintained my record with them. Providian promised me the moon and stars. My visa classic account is not bad with an interest rate of 16.9%, however, my emerge mast...
Entity
Categories: Banks
87, Report:
#71829
Posted Date:
Nov 13 2003
EMERGE MASTERCARD - Providian ripoff Jacked up APR to 29.99%, why should our accounts be sold to another company who doubles the APR. ATLANTA Georgia
I had the Get Smart Visa and always made my payments above and beyond the minimum amount and had no problems, UNTIL it was sold to PROVIDIAN AKA EMERGE and now my balance never seems to diminish.
I always pay above my minimum amount and I have not made a purchase on this card o...
Entity
Categories: Credit Card Fraud
88, Report:
#69073
Posted Date:
Oct 14 2003
Emerge MasterCard ripoff Atlanta Georgia
Ever since i lost my job Emerge has been calling me and wanting me to pay a balace of over 300.00 that i dont owe. I paid off my balance and never activatied the new card. The bill is for late charges finace fees and membership fees. So this isnt something that i have charged on the...
Entity
Categories: Credit & Debt Services
89, Report:
#68853
Posted Date:
Oct 12 2003
Emerge Mastercard ripoff, no good, kick a man when he's down, lousy excuse of a business Maybe they could learn some manners and respect. Columbus Georgia
I had a Providian Visa card, which was switched over to the emerge mastercard. I probably wouldn't have cared so long as they would have said that they were selling me out to some pushy, pencil neck, paper pushing little punks. I would have been cool about it, if they would have sho...
Entity
Categories: Credit Card Processing (ACH) Companies
90, Report:
#68629
Posted Date:
Oct 09 2003
Emerge Mastercard AKA Providian ripoff, Providian switched me to emerge without my permission, after switching they went up on their interest rates to 29.97% Atlanta Georgia
I started out with Providian Visa credit card , there interest rates was about 21% but what could I do I needed a card to travel with. I had providian visa card for about a year and half and I always payed on line , it was easy and I keeped up with my bill payments. One day I star...
Entity
Categories: Credit & Debt Services
91, Report:
#68570
Posted Date:
Oct 09 2003
EMERGE MASTERCARD RIP OFF BAD BUSINESS COLUMBUS Ohio
I have the same complaints as all the other people on this web site. There has to be a Class Action Suit that can be put against this company. This should not be allowed. I get phone calls two days prior to my account being due and they want a payment over the phone. I have had this...
Entity
Categories: Credit & Debt Services
92, Report:
#67995
Posted Date:
Oct 01 2003
EMERGE MASTERCARD PHONE HARASSEMENT AT THE WORKPLACE COLUMBUS Georgia
This company is harassing me at the workplace by calling me every other day. I've told them I'm not allowed to receive these kinds of calls and they continue anyway.
They have tried to get me to give my checking account number or send a advance check for payment.
However, I ...
Entity
Categories: Credit Card Processing (ACH) Companies
93, Report:
#67415
Posted Date:
Sep 23 2003
Emerge Mastercard Deceptive Practices Won't mail your statement so you incur late fees Atlanta Georgia
Emerge is such a joke! Providian uses this company to bad it's crummy debt on the backs of working Americans!! Emerge claims my statement was lost in the mail and yet have not waived a $35.00 late fee for a supposedly late payment. Which I also dispute. I have contacted my state'...
Entity
Categories: Credit Card Processing Companies
94, Report:
#1030517
Posted Date:
Sep 09 2003
Emerge Mastercard harassing telephone calls at work and at home. Columbus Georgia
If my payment is a week late they start calling me at home and at work trying to get me to give them a check number over the phone to make an instant payment. I have told them repeatedly that I have a contract with a credit counselor to make my payments and that I can't pay them by ...
Entity
Categories: Credit Card Processing (ACH) Companies
95, Report:
#1030519
Posted Date:
Sep 09 2003
Emerge Mastercard harassing telephone calls at work and at home. Columbus Georgia
If my payment is a week late they start calling me at home and at work trying to get me to give them a check number over the phone to make an instant payment. I have told them repeatedly that I have a contract with a credit counselor to make my payments and that I can't pay them by ...
Entity
Categories: Credit Card Processing (ACH) Companies
96, Report:
#1030518
Posted Date:
Sep 09 2003
Emerge Mastercard harassing telephone calls at work and at home. Columbus Georgia
If my payment is a week late they start calling me at home and at work trying to get me to give them a check number over the phone to make an instant payment. I have told them repeatedly that I have a contract with a credit counselor to make my payments and that I can't pay them by ...
Entity
Categories: Credit Card Processing (ACH) Companies
97, Report:
#1030520
Posted Date:
Sep 09 2003
Emerge Mastercard harassing telephone calls at work and at home. Columbus Georgia
If my payment is a week late they start calling me at home and at work trying to get me to give them a check number over the phone to make an instant payment. I have told them repeatedly that I have a contract with a credit counselor to make my payments and that I can't pay them by ...
Entity
Categories: Credit Card Processing (ACH) Companies
98, Report:
#44472
Posted Date:
Sep 08 2003
Providian AKA Getsmart AKA Emerge Mastercard ripoff dishonest ripoffs San Fransisco California
Just over a year ago I received my Getsmart visa card. I was always on time with my payments. Late this past summer my fiance lost his job and I fell behind. Since money was tight I switched all of our credit cards over to American Consumer Credit Counseling Program.
Before Pr...
Entity
Categories: Credit Card Fraud
99, Report:
#64810
Posted Date:
Jul 28 2003
EMerge MasterCard will not close account, adds credit balances and charges periodic interest and other fees Atlanta Georgia
Providian Visa closed my account even though I was not overdrawn and was making more than minimum payments on time. eMerge bought this account as a bad debt collection. I paid the entire account off with my tax refund.
I then received a statement with a credit balance. I sen...
Entity
Categories: Credit & Debt Services
100, Report:
#64735
Posted Date:
Jul 27 2003
Emerge Mastercard ripoff interest rates Columbus Georgia
I, too, had problems when my providian aria visa was suddenly converted to an emerge card. There was no warning that the payment address. etc had changed.
Of course, as soon as I was notified that Providian was going to hike my interest rate from the already obscene 23.99 percent...
Entity
Categories: Credit Card Processing (ACH) Companies